Legal / Disclaimer

Disclaimer

Effective Date: May 31, 2026

Bottom line: Vobat is a learning, visualization, and statistical exploration tool. It is not a professional-advice platform.

1. Educational and Informational Use Only

Vobat provides educational software tools for data analysis, visualization, statistical summaries, AI-assisted explanations, public company exploration, and market-data visualization. Outputs are for learning and exploratory analysis only.

2. No Professional Advice

Vobat is not a financial advisor, investment advisor, broker-dealer, accountant, tax advisor, attorney, engineer of record, scientific certification authority, medical provider, healthcare provider, or regulatory compliance service.

3. Financial and Stock Data Disclaimer

Any stock analysis, company analysis, financial metric, market commentary, trend estimate, forecast, prediction, valuation discussion, chart, or AI-generated output is educational only. It is not investment advice, financial advice, a securities recommendation, a trading signal, or a recommendation to buy, sell, hold, or trade any security or asset.

Financial and market data may be delayed, incomplete, inaccurate, or incorrect. Past performance does not guarantee future results. Predictions and trend estimates may be wrong.

4. Data and Statistical Output Disclaimer

Vobat may identify patterns, correlations, outliers, missing values, and statistical relationships. These outputs may be incomplete, misleading, or incorrect. Correlation does not imply causation. Users must independently verify all results.

5. AI Disclaimer

AI-generated reports may contain errors, omissions, hallucinations, incorrect assumptions, or unsupported conclusions. Do not rely on AI outputs without independent review by a qualified person.

6. Medical, Healthcare, and Regulated Data

Vobat is not intended for medical diagnosis, healthcare treatment, patient care, clinical decision-making, regulated compliance certification, or emergency use. Do not upload patient information, protected health information, medical records, or other regulated data.

7. Compliance With Laws

You are responsible for ensuring that your data and use of Vobat comply with all applicable laws, regulations, policies, institutional rules, contracts, and ethical requirements in your location and field.

8. No Guarantees

Vobat makes no guarantees regarding accuracy, completeness, reliability, availability, security, suitability, performance, or results. Use Vobat at your own risk.